Mô tả công việc
Job Purpose
- Perform audit activities as a team lead or audit team member depending on the size and complexity of the audit.
- Assist the line manager in performing the functions, duties and management roles in the internal audit unit as assigned.
Key Accountabilities (1)
1. Execute a comprehensive audit plan aligned with the organization's strategic objectives and regulatory expectations to ensure quality, timeliness, and effectiveness regarding operations of the units/departments/individuals in charge:
- Assess the materiality and risk management of key activities, processes, units related to corporate credit audit to timely update the audit risk profile and submit the corporate credit audit plan based on in‑depth knowledge of audit methodology, internal control frameworks, profound risk management and analytical reports.
- Assess the adequacy and effectiveness of credit policies, procedures, controls, and operational risk mitigation strategies based on good knowledge of audit methodologies, full understanding of company regulation, legal framework, internal regulation.
- Conduct thorough and independent audits of activities, including: credit underwriting, bond investment, risk governance, risk management, portfolio monitoring, recovery strategies, risk measurement models (EL, ECL under IFRS 9,…) and model governance based on knowledge of audit methodologies, profound knowledge in risk management, corporate financial reporting, analytical skill, data processing skills; risk on technology, data, … in activities related to technology and data; liquidity risk, interest risk, treasury, CAR, ICAAP, … in financial activities of the company; operation risk, fraud risk, … in operational and business support activities.
- Analyze audit findings based on assessing the company's risk management and internal control and the impact of these issues on the company’s performance and compliance with regulations which requires problem‑solving skill, analytical thinking skill, operational risk management.
Key Accountabilities (2)
2. Conduct the supervision:
- Perform supervision activities inclusive: review transactions with organizations and individuals under the approval authority of the BOD/BOS and Members’ Council; compliance with legal regulations, internal regulations in corporate credit activities and compliance with restrictions to ensure safety in company’s operations based on the following skills and knowledge:
- In‑depth knowledge of financial statements reporting to analyse balance sheets, income statements, and other financial documents.
- Data analytics skill to implement data‑driven audit approaches to identify trends, patterns, and anomalies.
- Regulation and laws knowledge to stay abreast of regulatory changes, industry best practices in credit risk management, audit, model governance, and operational risk to timely give recommendation (if any).
- Monitor the remedial action of risk issues, non‑compliance and risk control and recommendations of external state agencies, external auditors, …
Key Accountabilities (3)
3. Assist the Head to proactively research, train, and propose measures/solutions (on human resources, models, methods, tools…) to fully, promptly, and effectively carry out auditing and supervision activities and participate in developing, amending, and supplementing internal regulations related to the activities of the BOS and Internal Audit under the law.
- Ensure adherence to audit methodologies, standards, and quality control procedures.
- Propose tools, solutions, and methodologies related to data analytics and automation to improve audit efficiency and effectiveness.
- Automate audit processes and reporting to increase efficiency.
4. Perform other appropriate functions and responsibilities according to the law, internal regulations, direction, authorization/delegation of power/responsibilities assignment of competent authorities.
Key Relationships – Direct Manager
Head of Internal Audit
Key Relationships – Direct Reports
Key Relationships – Internal Stakeholders
Internal divisions/units/subsidiaries related to the functions, tasks stipulated by BOS and as assigned.
Key Relationships – External Stakeholders
- State agencies/authorities – MOF, Government inspection; Independent auditors, consulting units, … related to the functions, tasks stipulated by BOS and as assigned including but not limited to:
- State management agencies upon request;
- Independent Auditing Firms; The consulting company/organization is hired to support the implementation of the Internal Audit's duties;
- Companies/organizations of association nature, professions in the field of insurance, banking, finance, accounting, auditing.
Success Profile – Qualification and Experiences
Domain expertise:
- Relevant work experience (years): 8 years and above of relevant experience in insurance, banking, risk management, audit, statistical analysis.
- English: meet the company's requirement.
- Having experience in international firms (Big 4, foreign financial institutions, …).
Qualifications:
- A bachelor degree or higher in economics, banking & finances, business administration, law, accounting, auditing and have basic knowledge in information technology & data.
- Required international qualifications OR professional certification in accounting and auditing or credit certification; or law certification or valuation certification; or risk management certification; financial analysis, financial risk management… (e.g., CPA, ACCA, CA, CIA, CFA, FRM, CISA, Moody, Omega; CISA, CISSP, CISM, CRISC, CDPSE, CEH, CompTIA, GIAC …).