Mô tả công việc
Roles & Responsibilities:
- Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs
- Support the end‑to‑end Credit & Lending servicing journey, ensuring a seamless and efficient process for both customers and internal stakeholders and meeting regulatory requirements
- Assist the Relationship Manager with credit analysis and the timely submission of credit proposals for facilities for both existing and prospective clients
- Liaise with relevant teams for the preparation of facility letter and any other internal security documents.
- Ensure completeness of security documentation prepared by external legal counsel.
- Proactively manage the credit quality of the supported portfolio by:
- conducting periodic credit reviews;
- tracking and reporting of compliance with covenants and conditions of approval; and
- promptly escalating deviations to the Risk team for resolution.
- Actively participate in training sessions to continue to develop credit skills, product knowledge, industry knowlede and client management skills.
- Ensure the consistent application of HSBC policies and adherence to regulatory, financial, and legal standards to minimise business and reputational risks
- Support the BCO Manager and Team Lead on ad‑hoc requirements and other strategic initiatives to streamline and simplify end‑to‑end credit & lending process
- Participate in deal discussions and meetings with clients as required
- Protect the Bank by acting as First Line of Defence and adhering to all controls
- Maintain HSBC internal control standards, including timely implementation of internal and external audit recommendations, along with addressing any issues raised by external regulators
Qualifications & Experience
- Bachelor’s degree in Business, Finance, or a related field
- Relevant work experience in corporate banking as a credit analyst or relationship manager
- Good understanding of various financing instruments and banking products in corporate banking
- Comprehensive understanding of risk management and proven experience in ensuring compliance (self and others) with organisational and regulatory requirements
- Analytical with a keen eye for details
- Strong communication and interpersonal skills, with the ability to collaborate effectively with diverse stakeholders